About Us

Free money tools para sa manggagawang Pilipino, built with care, kept free forever.

Bakit tayo umiral?

Every payday, millions of Filipinos ask the same questions: "Magkano ba talaga ang take-home ko?" "Tama ba ang 13th month ko?" "Worth it ba ang MP2?" "Magkano ang matitira pag nag-loan ako?"

Ang sagot ng internet noon: nabaon sa ancient forum threads, o nasa bloated pages na hindi ma-load sa mobile data. We built PinoyMoneyTools to fix that: instant answers, current rates, plain Taglish explanations, zero registration, works beautifully on the cheapest phone.

How we stay free

Hosting costs nearly nothing for static sites, and unobtrusive advertising covers the rest. We will never ask you to pay to use a calculator, sell your data (we don't collect any), or push products we don't believe in.

Our standards

  • Honest math: formulas follow official government methods (DOLE, BIR TRAIN table, SSS/PhilHealth/Pag-IBIG schedules) and we say so when rates change.
  • Honest limits: every tool carries disclaimers, estimates inform decisions; official agencies confirm them.
  • Honest business: ad-supported, affiliate-free until we can vouch for partners, and always labeled if that changes.

The small print

PinoyMoneyTools is an independent educational project. It is not affiliated with, endorsed by, or connected to SSS, PhilHealth, Pag-IBIG Fund, BIR, DOLE, or any government agency.